Resolutions To Help You Save Money In The New Year.

Find ways to generate side income: 
Picking up extra income can be a wonderful financial resolution. In a suffering economy, the peace of mind and supplemental income that comes with a second job or side business can be a great buffer against the stresses of economic strife.
Even an extra hundred dollars a month can be a great way to reach other financial goals like paying down debt, making an extra mortgage payment or starting an emergency fund.
Start a rainy day fund: 
If you don’t already have one, it’s a worthy New Year’s Resolution to start one. We are living in uncertain times and you  want to be ready for any form of emergency. Imagine if you lost your job but still had to cater for your living experiences?
You want to be able to have a ready solution. And in Zimbabwe, it’s even better if your rainy day fund is in hard currency since our financial climate is rather uncertain. Make sure you set aside enough to take care of your specific needs.
Invest in your retirement: 
These  days it’s hard to trust someone else with your future planning and so it is very important to plan for the day when you can no longer earn an income but need  to pay for all sorts of things. Work will have stopped but life will continue and with it comes rent, transport, food costs, etc.
Setting aside money for the future, even if it’s just in a savings account can start you on the path to a financially secure retirement.
Build a budget: 
Starting off the year with a budget is an easy resolution and your budget doesn’t have to be in a fancy spreadsheet with graphs and charts. A simple, handwritten list of expenses and incomes can get you started, and can be expanded later if needed.
The hard part of this resolution is committing yourself to watching, modifying, and adhering to your budget over the course of the year. Consider putting your budget in an easy to see place like your refrigerator or computer desktop so that it will be a constant reminder of your financial goals and your commitment to those goals. #2019 #moneygoals #moneylenders